I have nothing but amazing things to say about this man. Joshua worked with me through the entire process and guided me in the right path even when I was steering myself down a rabbit hole! He provided me with the best advice and now I am in a home I can afford and love when before I was trying to go way over budget which he suggested would not be the best. Now I’m extremely I’m comfortable and able to pay more to knock off years on my mortgage-which was advice from Joshua! Post me buying my house, Joshua still checks in and gives me advice to better my situation, if it’s paying more monthly or refinancing when the time is right! I already referred him to someone and will continue to do so in the future.