I was referred to Josh by a close friend and contacted him about refinancing over a year ago. As a new homeowner initiating my first refinance, I was a little anxious to begin with. Then some unexpected complications arose on my end which required some extra strategizing and drew the process out for a while. I am so glad we kept in touch and continued to work together. The service I received was totally STELLAR - Josh is patient, attentive, truly made me feel like first priority. He was easy to reach every time I had a question or a concern, checked in/updated regularly and was committed to finding the best solution for each hurdle I encountered. Every time I spoke with him it felt like I was speaking with a trusted friend. Can't recommend this guy enough - he really knows his stuff and is an absolute rock star! He took excellent care of me and I'll gladly pass his name along at any opportunity. Ten stars! * * * * * * * * * *